Option Arm Programs

Have you heard all those ads for the "1%" mortgage loans? A lot of people have called in asking about how they work, so today we will explain how these loans are structured and how they amortize compared to interest only loans. Just click the title to hear the podcast.

Amortization and Interest Only Loans

Interest Only loans are growing with increasing popularity - but is it really a good idea to get one in today's real estate market? Today we discuss interest only loans and amortization, and we talk about a very popular program, the 30 year fixed - 10 year interest only program. Just click the title to hear the podcast.

Rates - Fixed vs. Adjustable

Once you have a mortgage, the question is do you get a fixed rate or an adjustable? Fixed loans will never change, but adjustable rates go up once the fixed period ends. In today's episode we will look at the advantages of fixed vs. adjustable, and discuss actual scenarios where an adjustable rate mortgage would be a better option. To hear today's episode, simply click the title. We always welcome your questions at our new number at 1-877-412-8730.

The Most Over-rated Word Is...

In today's episode we discuss how interest rates affect your payments. I get a lot of calls from people who do not realize how all of the numbers relate to each other, and that it is actually possible to have a lower payment with a higher rate, and vice versa. Just click the title to hear today's episode, and of course we are always happy to take your calls at our new number at 1-877-412-8730.

Some Points About Fees

One of the most frequently asked questions is how much are the fees and/or points going to be. Today we discuss how all of these factors relate to the most important factor - the payment. Please click the title to hear today's episode... and don't forget this podcast can be automatically delivered to your computer via RSS Syndication. Our RSS address is clickcaster.com/clickcast/rss/1906.

How Credit Affects Your Interest Rate

In today's episode we explain how banks decide what kind of rate they will charge to you, and how your credit history affects your payment. If you have any questions, we will take your calls at our new number at 1-877-412-8730.

The Important Paperwork That You Will Need

In today's episode we discuss the paperwork you need to save if you are planning on obtaining a mortgage loan. This applies to both purchases and refinances. Don't forget this podcast is available through syndication and is in mp3 format so you can automatically download it into your I-pod and/or Mp3 player.

So You Want to Buy a House?

Today's episode is for homebuyers looking to buy a home. There is a lot of information here that is important, not only for first time buyers, but for second, third, and fourth time buyers too. So stay tuned for some tips and make sure you know exactly what documents you will need before you start packing away some of those important papers. To hear the episode, just click the title. Don't forget this podcast is also available via RSS syndication so you can automatically have it ready to be updated for your mp3 and/or Ipod.

Pilot Episode - The Most Important Word You Need to Know

We always welcome your phone calls to our new number at 1-877-412-8730. Here is a sneak preview of my new mortgage podcast. This is the "pilot" episode. Today, the importance of having good credit and how people can unwittingly mess up their credit and affect their ability to buy a house. Click the title to hear the episode. We are also available through RSS so you can get these episodes delivered automatically.