The Collateral Damage of Damaged Collateral

Today we explore a possible solution to the Mortgage Crisis. Banks have always used equity as collateral, but with real estate values declining sharply, is it time for banks to change the way their collateral policies? Click play or the title or the blue box to hear the episode and for more information, please call in at 877-412-8730, or simply hit the call me button. You can also Click Here to contact us if you are looking for loan information

Is It a Good Idea to Eliminate Yield Spread?

North Carolina recently passed some laws that change the ways mortgage companies do business. One of the changes was the elimination of a program called Yield Spread. Was it a good idea for them to do this, or does yield spread actually help lower payments? That is the topic of today's episode. Just click the title or any of the players to hear the episode. For more mortgage information, feel free to call us toll free at 877-412-8730.

Emailing Your Mortgage Company's CEO: One Man's Story

Today we tell the story of a gentleman who was running into trouble paying his mortgage. He found a possible solution to his problem, but his attempts to rectify the problem met with a stunning result. Click the title or the blue box on the side to hear today's episode. And for more information about this topic or anything else mortgage related feel free to call us at 1-877-412-8730, or simply hit the call me button. You can also Click Here to contact us if you are looking for loan information

The Value of Appraisers

As the mortgage crisis continues, a lot of bank have been raising issues with appraisal reports. Today we talk about the value of a good appraisal. Click the title to hear today's episode. For information about low cost purchase or refinance programs or any other info you have heard on The Mortgage Podcast, call us at 1-877-412-8730. You can also Click Here to contact us if you are looking for loan information.

The Mortgage Crisis: The Banks' Role

On a recent episode we discussed how consumer spending led to the credit crunch that has caused so many problems for the mortgage industry. Today, we look at bank decisions over the last few years and how they got us to this situation. Just click the title to hear the episode. For more information on any of The Mortgage Podcasts topics or anything mortgage related, feel free to give us a call at our new number at 1-877-412-8730. You can also Click Here to contact us if you are looking for loan information.

Will This Be The Year that The Mortgage Crisis is Resolved?

Today we launch our 3rd year of The Mortgage Podcast. 2007 was quite a year for the mortgage industry as the subprime mortgage crisis caused banks to drastically change the programs that had become popular in past years. Now that 2008 has arrived, lawmakers in Washington are getting together to see what can be done to try to put a dent in what has turned into a major crisis. In today's episode we discuss some of these proposals, and as you will hear... some of these concepts still need some serious fine tuning.

For any mortgage inquiries you may have, feel free to call in at our new number at 1-877-412-8730. You can also Click Here to contact us if you are looking for loan information.